show your spartan spirit 0 % APR on Balance Transfers Enjoy six (6) months of 0% APR on balance transfers when you open an MSUFCU Spartan Visa and move your high-rate credit card balances to your Spartan Visa. The Credit Card of Spartan Fans — MSUFCU’s Spartan Visa • Credit limit up to $50,000 • $0 fraud liability • No balance transfer fees • 24/7 account access • Purchases help MSUFCU support MSU programs After six (6) months, balance transfer rate will revert to your standard rate, between 8.9% APR and 16.9% APR. Apply today at www.spartancreditcard.org! 517-333-2244 • 877-340-8470 Annual Percentage Rate (APR) of 0% is valid for the first six (6) months from the date the Spartan Visa Credit Card account is opened, and applies only to balance transfers from another financial institution’s credit card. After six (6) months, rate will revert to your standard rate, between 8.9% and 16.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans. Federally insured by NCUA.