YOUR CREDIT CARD. YOUR CHOICE. Platinum Plus Visa Spartan Visa 1 % Plus, % cash back ¹ 8.9 % rates as low as APR ² No annual fee • No application fee • No balance transfer fee • $0 fraud liability • Worldwide acceptance 0 APR on balance transfers for the first six months ³ After six months, the balance transfer rate will revert to your standard rate, between 8.9% APR and 17.9% APR. Apply today! msufcu.org/visa • 517-333-2222 • 800-678-6967 ¹ Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Visit msufcu.org/rewards for full terms and conditions. ² Annual Percentage Rate (APR) of 8.9% is lowest rate offered for Spartan Visa Credit Card. Rate offered is based on member’s credit score. ³ Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution’s credit card. After 6 months, rate will revert to your standard rate, between 8.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans. Federally insured by NCUA.